Ways To Save Money On Family Dentistry
Do your family members need dental care? Is your family on a tight budget? Are you wondering how you'll be able to afford the treatment that they need? Here are some ways to help reduce the out of pocket costs for your family dental needs:
Ask for a discount for cash payments: If you pay your bill upfront in cash, your dentist won't have to carry your debt on their books. This means less work for the office staff because they won't have to mail out bills or call you if you miss a payment. If one of your family members is planning an elective procedure, ask the dentist if they can reduce charges if you pay for all costs before the procedure begins. If necessary, open a special bank account and add money every payday until you're ready to pay the dentist.
Barter your expertise: Could you use your graphic design education to design a new logo for the dentist? Can you teach the office staff basic expressions in a second language? Are the waiting room walls in need of a new coat of paint? Would the dentist's website benefit from your web development training? If you have professional skills that can benefit the dentist, offer to trade your services for your family's dental care. Make an appointment to discuss exchanging skills in lieu of payment. Make sure to get everything in writing so there's no confusion once the deal has been made.
Ask for everything in writing: If you get an itemized list of costs, you'll be able to see where your money is going. This could allow you to negotiate on items you consider to be optional. For example, if your child needs braces, an itemized list will show you which type is the most economical. Your kid may prefer braces that are hidden behind the teeth, but you may prefer the savings offered by the traditional metal bracket model.
Coordinate care between doctor and dentist: Your health insurance may not cover medications prescribed by a dentist, but will approve prescriptions from your primary care physician. Additionally, there may be procedures that are medically necessary that are covered when performed by an ear, nose & throat specialist. For example, treatment of your spouse's temporomandibular joint disorder could be completely paid for by your insurance. Discussing all options with your doctor, dentist, and insurance plan before anyone in your family starts a dental treatment plan could help you to keep your costs as low as possible.
For more information, contact dentists in your area, like Rider Thomas E DDS, Reese Allison S DDS.
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